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Passbooks require a minimum of $100.00 to open and earn a competitive variable interest rate, paid semi-annually on June 30 and December 31. Statements will be mailed to you annually at the end of each year. There is a $.50 fee per withdrawal in excess of 12 per year if the average balance is less than $1,000.00. We also offer a MINOR'S SAVINGS ACCOUNT for those ages 0-12 with a minimal opening deposit of $10.00. The same stipulations apply to the Minor's Savings Account as our regular passbook savings.
With a First Premium Savings Account you will enjoy CD rates with all the flexibility and benefits of a regular savings account. First Premium Savings Accounts are tiered so you earn interest according to your balance on deposit. Enjoy higher yields at higher balance levels! *Service charge if balance falls below $1,500 monthly. Under federal regulations, unlimited withdrawals if made in person, otherwise allowed up to 6 withdrawals per monthly statement cycle, including 3 by telephone or electronic transfer to third parties.
A savings account that requires no minimum balance and pays a competitive variable interest rate. Your payments can be flexible to fit your budget, not a set schedule determined by the bank. Our Christmas Club check is mailed to you in early November. Start one today and you'll be glad you did. A minimum of $5.00 is required to open.
Available for a minimum of $1,000.00, Certificates of Deposit (CDs) offer the investor a safe, high-yielding investment. You can choose your maturity, from three months to five years. Interest will be paid semi-annually or at maturity. We can credit this interest to another account here at First National Bank, if you wish. We utilize automatically renewable forms for your convenience. A substantial penalty applies for early withdrawal of Certificate of Deposit.
An IRA can help you build future financial security while it can help you save money on taxes. We offer a variety of IRA plans including Regular, ROTH, and Education. Please see our Customer Service Representatives for further details.
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