Roses


Rates


Current Rates
Account Product
Name
Minimum Opening
Deposit
Minimum Balance to Obtain
Annual Percentage Yield
Interest
Rate
Annual Percentage
Yield
03 MONTH CERTIFICATE a
$1,000.00
$1,000.00c
1.49%
1.50%
06 MONTH CERTIFICATE a
$1,000.00
$1,000.00c
1.74%
1.75%
12 MONTH CERTIFICATE a
$1,000.00
$1,000.00c
2.24%
2.25%
18 MONTH CERTIFICATE a
$1,000.00
$1,000.00c
2.63%
2.65%
24 MONTH CERTIFICATE a
$1,000.00
$1,000.00c
2.73%
2.75%
30 MONTH CERTIFICATE a
$1,000.00
$1,000.00c
2.83%
2.85%
36 MONTH CERTIFICATE a
$1,000.00
$1,000.00c
2.93%
2.95%
48 MONTH CERTIFICATE a
$1,000.00
$1,000.00c
3.03%
3.05%
60 MONTH CERTIFICATE a
$1,000.00
$1,000.00c
3.72%
3.75%
IRA 12 MONTH a
$100.00
$100.00c
2.47%
2.50%
IRA 18 MONTH a
$100.00
$100.00c
2.57%
2.60%
IRA 30 MONTH a
$100.00
$100.00c
2.81%
2.85%
IRA 36 MONTH a
$100.00
$100.00c
2.91%
2.95%
IRA 60 MONTH a
$100.00
$100.00c
3.68%
3.75%
IRA VARIABLE 12 MONTH a,b
$100.00
$100.00c
3.68%
3.75%
NOW ACCOUNT b
$750.00
 
.40%
.40%
SUPER NOW ACCOUNT b
$1,500.00
 
.49%
.50%
QUALITY CLUB NOW ACCOUNTb
$750.00
 
.40%
.40%
QUALITY CLUB SUPER NOW ACCOUNTb
$1,500.00
 
.49%
.50%
HEALTH SAVINGS ACCOUNTb
$100.00
 
.49%
.50%
REGULAR SAVINGS b
$100.00
 
.40%
.40%
FIRST PREMIUM SAVINGSb,d
Daily Balances of:
$10,000.00
     
up to $9,999.99
   
.25%
.25%
$10,000.00-24,999.99
   
.75%
.76%
$25,000.00-49,999.99
   
1.25%
1.26%
$50,000.00 and up
   
1.74%
1.76%
CHRISTMAS CLUB ACCOUNTb
$5.00
 
.25%
.25%
FIRST CLASS CLUB/INTEREST BEARING b
$2,500.00
 
.49%
.50%
SUPER FIRST ACCOUNT b
Daily Balances of:
$2,500.00
     
up to $2,499.99
   
.25%
.25%
$2,500.00-9,999.99
   
.25%
.25%
$10,000.00-24,999.99
   
.40%
.40%
$25,000.00-49,999.99
   
.50%
.50%
$50,000.00 and up
   
1.00%
1.01%

a) A penalty may be imposed for early withdrawal.
b) The Interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) Service Charge if balance falls below $1,500 monthly. Under federal regulations, unlimited withdrawals if made in person, otherwise allowed up to 6 withdrawals per monthly statement cycle, inlcuding 3 by telephone or electronic transfer to third parties.

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are
current as of December 12, 2008.
Rates subject to change without notice.


 
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